:root{
  /* Logo-aligned core palette */
  --bg:#FCFBF8;        /* warm off-white */
  --panel:#FFFFFF;     /* clean white cards */
  --panel2:#F5F2ED;    /* subtle warm panel */

  --text:#14364E;      /* deep navy */
  --muted:#6D7C8B;     /* slate */

  --brand:#254A5F;     /* teal/navy */
  --brand2:#BBA382;    /* earthy tan */

  --line:rgba(20,54,78,.12);

  --ok:#5F7A61;
  --warn:#E6C58F;
  --bad:#D38B7C;

  --radius:22px;
  --shadow: 0 12px 30px rgba(20,54,78,.10);
  --max: 1120px;

  --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
}

*{box-sizing:border-box}
html,body{height:100%}

body{
  margin:0;
  font-family:var(--font);
  color:var(--text);
  background:
    radial-gradient(900px 600px at 10% 0%, rgba(187,163,130,.18), transparent 55%),
    radial-gradient(850px 560px at 90% 5%, rgba(37,74,95,.12), transparent 55%),
    var(--bg);
}

a{color:inherit}
.container{max-width:var(--max); margin:0 auto; padding:0 18px}

h1, h2, h3 { letter-spacing: -0.015em; }
p { max-width: 68ch; }

.skip-link{
  position:absolute; left:-999px; top:auto; width:1px; height:1px; overflow:hidden;
}
.skip-link:focus{
  left:14px; top:14px; width:auto; height:auto; padding:10px 12px;
  background:rgba(0,0,0,.85); border:1px solid var(--line); border-radius:12px; z-index:9999;
}

.site-header{
  position:sticky;
  top:0;
  z-index:50;
  background: rgba(252,251,248,.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}

.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:12px 0;
}

.brand{
  display:flex;
  align-items:center;
  gap:12px;
  text-decoration:none;
}

.brand-logo{
  max-height:150px;
  width:auto;
  display:block;
  object-fit:contain;
}

/* Optional fallback mark (if ever used) */
.brand-mark{
  width:42px; height:42px; border-radius:14px;
  display:grid; place-items:center;
  background: linear-gradient(135deg, rgba(37,74,95,.95), rgba(187,163,130,.85));
  color:#FCFBF8; font-weight:900;
  box-shadow: 0 10px 30px rgba(20,54,78,.10);
}
.brand-text{display:flex; flex-direction:column; line-height:1.05}
.brand-name{font-weight:800; letter-spacing:.2px}
.brand-sub{font-size:.86rem; color:var(--muted)}

.site-nav{
  display:flex;
  align-items:center;
  gap:14px;
}

.nav-link{
  text-decoration:none;
  padding:10px 12px;
  border-radius:12px;
  color:var(--muted);
}

.nav-link:hover{
  background:rgba(187,163,130,.14);
  color:var(--text);
}

.nav-link.active{
  background:rgba(37,74,95,.10);
  color:var(--text);
}

.nav-cta{
  text-decoration:none;
  padding:10px 14px;
  border-radius:14px;
  background: linear-gradient(135deg, rgba(37,74,95,.14), rgba(187,163,130,.18));
  border:1px solid rgba(37,74,95,.18);
}

.nav-toggle{
  display:none;
  border:1px solid var(--line);
  background:rgba(255,255,255,.7);
  border-radius:14px;
  padding:10px 12px;
  color:var(--text);
}

.nav-toggle-bars{
  display:block; width:18px; height:2px; background:var(--text); position:relative;
}
.nav-toggle-bars::before,.nav-toggle-bars::after{
  content:""; position:absolute; left:0; width:18px; height:2px; background:var(--text);
}
.nav-toggle-bars::before{top:-6px}
.nav-toggle-bars::after{top:6px}

/* HERO */
.hero{
  position:relative;
  padding:72px 0 56px;
  background:
    radial-gradient(900px 520px at 12% 0%, rgba(187,163,130,.22), transparent 55%),
    radial-gradient(820px 540px at 88% 8%, rgba(37,74,95,.18), transparent 55%);
}

.hero-grid{
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap:24px;
  align-items:stretch;
}

.badge{
  display:inline-flex;
  gap:8px;
  align-items:center;
  padding:8px 12px;
  border:1px solid rgba(37,74,95,.18);
  border-radius:999px;
  background: rgba(187,163,130,.14);
  color:var(--muted);
  font-size:.92rem;
}

h1{
  font-size: clamp(2.05rem, 3.2vw, 3.1rem);
  line-height:1.08;
  margin:14px 0 12px
}

.lead{
  font-size:1.08rem;
  color:var(--muted);
  line-height:1.6;
  max-width:60ch
}
.lead-sm{font-size:1.02rem; color:var(--muted); line-height:1.6}

.hero-actions{display:flex; gap:12px; margin:18px 0 12px}

.btn{
  border-radius:16px;
  padding:11px 14px;
  font-weight:700;
  text-decoration:none;
  border:1px solid var(--line);
  background: rgba(255,255,255,.75);
  color:var(--text);
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
}

.btn.primary{
  background: var(--brand);
  color: #FCFBF8;
  border: 1px solid rgba(37,74,95,.25);
}

.btn.secondary{
  background: var(--brand2);
  color: #14364E;
  border: 1px solid rgba(187,163,130,.35);
}

.btn.ghost{background:transparent}

.btn:hover{
  transform: translateY(-1px);
  opacity: .96;
}

.trust-row{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  margin-top:16px;
}

.trust-item{
  flex:1;
  min-width: 140px;
  border:1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255,255,255,.70);
  padding:12px 14px;
}

.trust-number{font-weight:900; letter-spacing:.2px}
.trust-label{color:var(--muted); font-size:.92rem; margin-top:2px}

.hero-card{
  border-radius: 26px;
  border:1px solid rgba(37,74,95,.15);
  background: linear-gradient(180deg, rgba(255,255,255,.96), rgba(245,242,237,.96));
  box-shadow: 0 20px 40px rgba(20,54,78,.12);
  overflow:hidden;
}

.hero-card-inner{padding:18px}
.hero-card-text h2{margin:6px 0 6px; font-size:1.25rem}
.hero-card-text p{margin:0 0 12px; color:var(--muted); line-height:1.55}

.checklist{list-style:none; padding:0; margin:0; display:grid; gap:8px}
.checklist li{position:relative; padding-left:26px; color:var(--text)}
.checklist li::before{
  content:"✓";
  position:absolute; left:0; top:0;
  color:var(--ok);
  font-weight:900;
}

.hero-wave{
  height:36px;
  margin-top:36px;
  background: linear-gradient(90deg, rgba(37,74,95,.25), rgba(187,163,130,.25));
  opacity:.35;
  filter: blur(14px);
}

/* SECTIONS */
.section{padding:64px 0}

.section.alt{
  background: rgba(245,242,237,.75);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line)
}

.section-head{margin-bottom:18px}
.section-head h2{margin:0 0 8px; font-size:1.6rem}
.section-head p{margin:0; color:var(--muted); line-height:1.6}

.cards{display:grid; gap:14px}
.cards.three{grid-template-columns: repeat(3, 1fr)}
.cards.two{grid-template-columns: repeat(2, 1fr)}

.card{
  border-radius: var(--radius);
  border:1px solid var(--line);
  background: var(--panel);
  padding:20px;
  box-shadow: var(--shadow);
}

.card h3, .card h2{margin:0 0 8px}
.card p{margin:0; color:var(--muted); line-height:1.6}

/* CALL-OUT + CTA BANNER */
.callout{
  margin-top:18px;
  padding:18px;
  border-radius: var(--radius);
  border:1px solid rgba(37,74,95,.14);
  background: linear-gradient(180deg, rgba(187,163,130,.16), rgba(255,255,255,.88));
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
}

.cta-banner{
  padding:18px;
  border-radius: var(--radius);
  background: linear-gradient(180deg, rgba(187,163,130,.18), rgba(255,255,255,.85));
  border:1px solid rgba(187,163,130,.35);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
}

/* SPLIT + BULLETS + STATS */
.split{display:grid; grid-template-columns: 1.1fr .9fr; gap:16px; align-items:start}

.bullets{margin:10px 0 0; color:var(--muted); line-height:1.7}
.bullets li{margin:6px 0}

.stat-panel{
  border-radius: 22px;
  border:1px solid var(--line);
  background: rgba(255,255,255,.75);
  padding:16px;
}

.stat{
  padding:12px 12px;
  border-radius: 18px;
  background: rgba(255,255,255,.70);
  border:1px solid rgba(20,54,78,.10);
  margin-bottom:10px
}
.stat-title{color:var(--muted); font-size:.92rem}
.stat-value{font-weight:850; margin-top:4px}

/* PAGE HERO */
.page-hero{padding:44px 0 10px}
.page-hero h1{margin:0 0 8px}
.page-hero .lead{margin:0}

/* FORMS */
.form{padding:16px}
.form-row{display:grid; gap:6px; margin-bottom:12px}

label{font-weight:700; font-size:.95rem}

input,select,textarea{
  width:100%;
  border-radius: 14px;
  padding:12px 12px;
  border:1px solid rgba(20,54,78,.14);
  background: rgba(255,255,255,.92);
  color:var(--text);
  outline:none;
}

input:focus,select:focus,textarea:focus{
  border-color: rgba(37,74,95,.45);
  box-shadow: 0 0 0 4px rgba(187,163,130,.18);
}

.error{color:var(--bad); min-height:16px}
.form-actions{display:grid; gap:10px; margin-top:10px}
.form-status{margin-top:12px; color:var(--muted)}
.tiny{font-size:.9rem}

.info-list{list-style:none; padding:0; margin:0; display:grid; gap:10px}
.info-list .k{display:block; color:var(--muted); font-size:.9rem}
.info-list .v{display:block; font-weight:700}

.divider{height:1px; background:var(--line); margin:16px 0}
.steps{color:var(--muted); line-height:1.65}
.muted{color:var(--muted)}

.prose h2{margin-top:18px}
.prose p, .prose li{color:var(--muted); line-height:1.75}

/* FOOTER */
.site-footer{
  margin-top:40px;
  border-top:1px solid var(--line);
  background: rgba(245,242,237,.85);
  padding:22px 0;
}

.footer-grid{
  display:grid;
  grid-template-columns: 1.2fr .8fr 1fr;
  gap:14px;
  align-items:start;
}

.footer-brand{font-weight:900}
.footer-links{display:grid; gap:8px}
.footer-links a{color:var(--muted); text-decoration:none}
.footer-links a:hover{color:var(--text)}
.footer-meta{display:flex; justify-content:flex-end; align-items:flex-start}

/* Utilities */
.sr-only{
  position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden;
  clip:rect(0,0,0,0); border:0;
}

/* Responsive */
@media (max-width: 940px){
  .hero-grid{grid-template-columns: 1fr}
  .split{grid-template-columns: 1fr}
  .cards.three{grid-template-columns: 1fr}
  .cards.two{grid-template-columns: 1fr}
  .footer-grid{grid-template-columns: 1fr}
  .footer-meta{justify-content:flex-start}
  .callout, .cta-banner{flex-direction:column; align-items:flex-start}
}

@media (max-width: 768px){
  .brand-logo{max-height:80px}
}

@media (max-width: 780px){
  .nav-toggle{display:inline-flex}

  .site-nav{
    position:absolute;
    right:18px; top:72px;
    width:min(360px, calc(100% - 36px));
    flex-direction:column;
    align-items:stretch;
    gap:8px;
    padding:12px;
    border-radius: 18px;
    border:1px solid var(--line);
    background: rgba(252,251,248,.97);
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow);
    display:none;
  }

  .site-nav.open{display:flex}
  .nav-cta{text-align:center}
}